Mortgage Loan Originator NMLS Registry Information

PennCrest BANK® and its Mortgage Loan Originators (MLOs) are registered with the National Mortgage Licensing System & Registry (NMLS).  The NMLS is the legal system of record for licensing in all participating states, the District of Columbia, and U.S. Territories.  PennCrest BANK's NMLS ID Number is 441313.  Our MLOs registration numbers are listed below:

Altoona - 1201 12th Street Office

  • John R. Beyer, II (619471)
  • Christopher Nagle (619472)
  • Bonnie L. Toth (644146)
  • Charles J. Zelenski (773502)

Altoona - Pleasant Valley Blvd Office

  • Emily E. Chverchko (2480872)
  • Melissa A. Minnoia (748426)

Cresson Office

  • Rachael L. Moyer (414313)

Gallitzin Office

  • Rachael L. Moyer (414313)

Hollidaysburg Office

  • Melissa A. Minnoia (748426)
  • Laurel F. Walters  (2435512)

Nanty Glo Office

  • Sara M. Byrne (645876)

Patton Office

  • Sara M. Byrne (645876)
  • Amy Lee (2132762)

Williamsburg Office

  • Melissa A. Minnoia (748426)
  • Sue A. Hetrick (644145)

Additional information about mortgage companies or mortgage professionals whom you wish to conduct business can be accessed at