Rates Calculator

If you have a pressing need, turn to our friendly lenders. We take pride in local processing and fast decisions.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Convenient financing for a variety of needs:
    • Pay medical bills
    • Pay off debt
    • Fund an upcoming wedding
    • Home improvements
    • Dream vacation
    • And much more
  • Fixed and variable rates
  • Affordable payment plans
  • Discounted rate with automatic payment from a PennCrest BANK checking account
  • Expert lenders to guide you
  • Local decision-making and processing
  • Personal, friendly service from your community bank

The major distinction between secured and unsecured loans is whether or not they require collateral backing. 


  • Secured by collateral or funds established with PennCrest
  • Lower rates due to collateral backing
  • Keep your savings intact
  • Affordable payment terms suited to your needs 


  • Can require little more than a signature
  • Competitive interest rates
  • Finance a wide array of items
  • Affordable payment terms suited to your needs