If you have a pressing need, turn to our friendly lenders. We take pride in local processing and fast decisions.
Key Features
- Competitive Rates
- Quick Decisions
- Local Processing
Details
- Convenient financing for a variety of needs:
- Pay medical bills
- Pay off debt
- Fund an upcoming wedding
- Home improvements
- Dream vacation
- And much more
- Fixed and variable rates
- Affordable payment plans
- Discounted rate with automatic payment from a PennCrest BANK checking account
- Expert lenders to guide you
- Local decision-making and processing
- Personal, friendly service from your community bank
Secured vs. Unsecured Loans
The major distinction between secured and unsecured loans is whether or not they require collateral backing.
Secured
- Secured by collateral or funds established with PennCrest
- Lower rates due to collateral backing
- Keep your savings intact
- Affordable payment terms suited to your needs
Unsecured
- Can require little more than a signature
- Competitive interest rates
- Finance a wide array of items
- Affordable payment terms suited to your needs